|
STEP 1: Deciding
Whether To Buy
 |
What are the advantages and
disadvantages of owning ?
|
|
How much can you afford to pay ?
|
|
Where do you want to live ?
|
|
What kind of house do you want ?
|
STEP 2: Finding
The Right Place
|
Choosing the right neighborhood.
|
|
Looking for houses for sale.
|
|
Using a real estate broker.
|
|
Dealing with discrimination.
|
|
Choosing the right house.
|
|
Evaluating the condition of the
house.
|
|
Knowing what it will cost to
own.
|
STEP 3: Signing On
The Dotted Line
|
What is a purchase contract ?
|
|
What you should know before you
sign.
|
|
Using the services of a real
estate lawyer.
|
|
Making a deposit on the house.
|
|
Other agreements you should know
about.
|
STEP 4: Paying For
The House
|
Do you have good credit ?
|
|
Getting a mortgage loan to buy
the house.
|
|
FHA mortgage insurance.
|
|
Appraisals and inspections.
|
|
Insuring the home and its
contents.
|
|
Costs of getting a mortgage.
|
|
Other ways of financing the
purchase of the house.
|
STEP 5: Becoming
The Owner
|
How do you become the owner at
"CLOSING" ?
|
|
What do you do before the
closing ?
|
|
What happens at closing ?
|
|
Paying closing costs.
|
STEP 6: Living In
The Home
|
Moving in.
|
|
Dealing with initial problems.
|
|
Making mortgage payments.
|
|
Managing your money.
|
|
Where to go for help.
|
STEP 7:
Maintaining The Home
|
Taking care of your home.
|
|
Making repairs.
|
|
Saving energy.
|
|
Making home improvements.
|
|
Protecting yourself as a
consumer and homeowner.
|
|
How
To Avoid The Tragedy Of Fire
